Just because a debt was run up during the marriage does not always mean both spouses are liable. To be liable for a spouse’s debt depends on the type of goods or services the debt purchased and which property the creditor is trying to get. Basically, if your name is on the debt, you must pay for it. There is no community debt as such. EXCEPTION: the exception is if the debt was run up for life’s necessities, such as food, clothing, housing, maybe those connected to automobiles, both spouses are liable. I should also mention that even though a spouse is not obligated to pay a debt, payment of debt can be agreed to and made part of a settlement.